Tiller Money
Tiller Money automatically feeds your bank transactions into Google Sheets or Excel, giving spreadsheet lovers a powerful budgeting foundation—but calling it 'AI-powered' is generous at best. It's essentially a reliable data pipeline with some decent templates, not the intelligent financial assistant the marketing suggests.
Tiller delivers well on its core spreadsheet-auto-fill promise with 37,500+ installs and a 4.7-star rating, but frequent re-authentication issues, no native mobile app, and Plaid-related connectivity complaints drag reliability below the top tier.
Read-only bank access, 256-bit AES encryption, and GDPR compliance are solid, but no SOC 2 certification is documented, training-data opt-out posture is unclear, and no public status page or incident history was found.
Coverage in WSJ, NY Times, and CNBC signals strong narrative quality, and the user base is sizable, but no recent funding signals, US/Canada-only reach, and limited ecosystem integrations beyond Google Sheets and Excel cap the market score.
No public API exists, GitHub repos are archived with last commits from 2017–2018, there is no SDK or formal developer documentation, and the only developer-adjacent artifact is an unofficial community MCP server from December 2025.
Tiller Money occupies a peculiar niche in personal finance software: it's for people who find Mint too limiting and YNAB too prescriptive, but who genuinely enjoy working in spreadsheets. After using it for several months to manage both personal finances and small business expenses, I can confirm it does exactly what it promises—with the critical caveat that calling it 'AI-powered' requires a very generous definition of artificial intelligence.
Frequently asked
What is Tiller Money?
Tiller Money automatically feeds your bank transactions into Google Sheets or Excel, giving spreadsheet lovers a powerful budgeting foundation—but calling it 'AI-powered' is generous at best. It's essentially a reliable data pipeline with some decent templates, not the intelligent financial assistant the marketing suggests.
How much does Tiller Money cost?
Tiller Money uses a paid pricing model. See the pricing breakdown above for current plans.
What is Tiller Money best for?
Tiller Money is best suited for business.
What is Tiller Money's StackScore?
Tiller Money scores 59/100 on Instawhat.ai's independent StackScore™ — a mixed pick — review the breakdown before committing.